A Guide to Cancelling Fidelis Care While Studying in USA Universities

Category : | Sub Category : Posted on 2023-10-30 21:24:53

Introduction: Studying abroad at prestigious universities in the United States is an exciting and enriching experience. As an international student, you may have enrolled in a health insurance plan like Fidelis Care to meet your medical needs. However, situations may arise where you need to cancel your Fidelis Care coverage. In this blog post, we will guide you through the process of cancelling Fidelis Care while studying in USA universities. Understanding Fidelis Care: Fidelis Care is a leading managed care organization in New York State, providing health insurance plans for eligible individuals and families. They offer a comprehensive range of healthcare services, including doctor visits, diagnostics, prescription drugs, and more. While Fidelis Care can be a great health insurance option, circumstances may arise that necessitate canceling your coverage. Reasons for Cancelling Fidelis Care: There are several valid reasons why you might need to cancel your Fidelis Care coverage while studying in USA universities. Some of the common situations include: 1. Alternative Coverage: You may find a more suitable health insurance plan that better meets your specific needs and preferences. 2. University-Sponsored Insurance: Some USA universities provide their own health insurance plans exclusively for international students. If you decide to enroll in your university's sponsored plan, canceling Fidelis Care would be necessary. 3. Loss of Eligibility: If circumstances change and you no longer meet the eligibility criteria for Fidelis Care, canceling your coverage is essential to avoid paying unnecessary premiums. Steps to Cancel Fidelis Care: Step 1: Review the Policy Terms and Conditions: Before proceeding with cancellation, take the time to thoroughly review your Fidelis Care policy documents. Understanding the terms and conditions will help you navigate the cancellation process more effectively. Step 2: Contact Fidelis Care Customer Service: To initiate the cancellation process, reach out to Fidelis Care's customer service department. You can find their contact information on their website or the back of your insurance card. Inform the representative of your intent to cancel and follow their guidance on the steps to proceed. Step 3: Provide Required Documentation: Fidelis Care may require certain documentation to initiate the cancellation process smoothly. This documentation may include proof of alternative coverage or proof of eligibility for your university-sponsored plan. Be prepared to provide any necessary documents to facilitate your cancellation request. Step 4: Confirm Cancellation Effective Date: During the cancellation process, ensure that you clarify the effective date of the cancellation. This will help you avoid unnecessary premium charges after cancellation. Step 5: Seek Alternative Coverage: While cancelling your Fidelis Care coverage, it's crucial to ensure that you have alternate health insurance coverage in place to protect yourself from any unforeseen medical expenses. Explore your options and secure a new insurance plan before canceling Fidelis Care. Conclusion: As an international student studying in USA universities, there might be instances where you need to cancel your Fidelis Care coverage. By following the steps outlined in this guide, you can successfully cancel your Fidelis Care policy and transition to an alternative health insurance plan that better aligns with your needs. Remember to carefully review your policy terms, provide the necessary documentation, and confirm the effective cancellation date. By proactively managing your health insurance needs, you can focus on your academic pursuits with peace of mind. For an alternative viewpoint, explore http://www.cardirs.com